Welcome back, Jordan.
Start with onboarding so Surplus can place you on the right path.
Milestones worth sharing
The Wake-Up
Set the standard, define the target, and build a schedule you can actually hold.
Up next
Modules & lessons.
Six core modules, each built around a real action, worksheet, and measurable outcome.
Prebuilt spreadsheets.
Every template ships in Google Sheets and Excel. Plug in your numbers, watch the system work.
The Ladder.
Seven rungs from the bottom to surplus. Each one unlocks the next.
Workshops & events.
Monthly live workshops, member Q&As, and recorded archives.
Killing high-interest debt: the rung 5 deep-dive
Walk through the snowball vs avalanche math with real member numbers, see the spreadsheet in action, and bring your own debts for live coaching. Replay available the next day.
Upcoming
Nobody is coming to save you.
A private Discord built around accountability, real action, and long-term wealth. Wealth, real estate, investing, AI, entrepreneurship — built in public with Rosario and the room.
Walk into the room.
The Surplus community lives on Discord — the daily home for accountability, direct access to Rosario, and ambitious people actually executing on business, real estate, investing, AI, and growth.
Connect once to join the server and receive your member role automatically.
Choose your path
Pick one or moreInside the server, pick the lanes that fit you. Your role unlocks the right channels and surfaces the right people.
Inside the server
3 sections · 9+ channelsOrganized so you find the right room fast.
Live activity
LiveWhat's happening in the server right now.
Your first 10 minutes inside
Onboarding is built so you start adding value the moment you walk in.
Why the community is the moat
The course is the curriculum. The community is where the work actually happens — and where the wins compound.
Install the monthly budget system.
The 20-minute setup
The monthly budget system is the single biggest leverage point in the entire Surplus method. Most people fail not because they can't budget — they fail because the system they're using takes too long to maintain. We're going to fix that.
What you'll do in this lesson
- Open the Monthly Budget spreadsheet (linked in the sidebar)
- Fill in your real income from last month
- Categorize every expense into the 8 core buckets
- Identify the three biggest leaks immediately
- Set the rollover rules for next month
The principle
Every dollar gets a job. Zero left undecided. The dollars you don't decide on are the dollars that disappear. By the end of this lesson, you'll have a working budget for the next 30 days — and a system you can run in 10 minutes a week.
One thing most people miss: budgets fail when they're aspirational. Don't budget the income you "should" make. Budget the income you actually have. Stretch comes later.
Lesson resources
Your progress
Templates, scripts & tools.
Everything beyond the modules. Negotiation scripts, email templates, recommended software, real estate calculators, and the books that shaped this.
Past workshops & recordings.
Every live workshop with Rosario, full recordings, slides, and chapter markers. Search and rewatch anytime.
Goals, streaks & accountability.
Track your daily and weekly commitments. The streak is the proof. Don't break the chain.
Today's check-in
Wednesday · April 23
Streak leaderboard
Badges
Milestones earned through consistency. The proof you can hold.
Bring builders. Get rewarded.
Every member gets an affiliate link. For every new member who joins through your link, you get one month free. The first 100 members also lock $30/month for life and earn a founding member badge.
How it works
Share your link
Send it to anyone you think would benefit. DM, email, social — wherever.
They join Surplus
They sign up through your link and get $10 off their first month.
You earn a month
Automatically credited to your account. Stack as many as you can earn.
Both build together
You both win — they get the system, you get the credit and the peer.
Your page in the room.
Who you are inside Surplus. Other members see this when you post wins or interact in the community.
Complete onboarding to personalize your current path and primary goal.
Your next wins
Settings & billing.
Manage your profile, subscription, and notifications.
Profile
Danger zone
Cancel your subscription anytime. You'll keep access through the end of your current billing period.